Standard Rates come with low interest rates, with the highest being just 0.10% APY.The downside is that you only get to lock in that rate for less than a year. The 11-month term comes with a 5.13% APY, which is among the best CD rates available today. (Only 7 and 11-month options are available). Promotional Rates offer much higher APYs than standard rates, but the terms are on the shorter side and there are fewer options to choose from.Huntington Bank offers the following rates/certificates of deposit:
